Understand every card

before it costs you

Join the waitlist.

Get early access when CardSense launches on cardsenseapp.com.

CardSense

PortfolioCard overview
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Optimization score

Best card surfaced

Rewards optimized

Annual fee check

Decision support ready

Sign-up bonus tracking

Progress stays visible

Credit card clarity, redefined.

CardSense helps people track cards, compare reward value, and make sharper keep, cancel, and upgrade decisions without spreadsheet overhead.

Early access

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Delivering Transparency

Know exactly what you're earning toward — and how to get there faster

Your cards come with sign-up bonuses to hit, annual fees to justify, statement credits to use before they expire, and different reward rates on every purchase. CardSense tracks all of it — and makes sure every swipe is the one getting you to your goal the fastest.

Built around your goals, not just your spending.

Use the right card for every purchaseTrack sign-up bonuses with less stressKnow when to keep, cancel, or upgradeNever let a statement credit expire unused

Every purchase

Stop guessing which card to use

Every purchase has a best answer. CardSense matches it to the card earning you the most, so you never leave rewards on the table.

Sign-up bonus

Chase your bonus. Keep your rewards.

CardSense analyzes your spending history and tells you exactly which categories to shift to your new card — starting with the ones that cost you the fewest rewards. Hit your bonus without sacrificing points elsewhere.

Annual fee

Is your annual fee actually worth it?

CardSense adds up the rewards you’ve earned and the credits you’ve used, then weighs them against your annual fee — so you know exactly whether your card is worth renewing.

Statement credits

Never let a credit go to waste.

CardSense automatically tracks your statement credits and alerts you before they expire — so you always get the full value from every card you carry.